Welcome to Asset Advocates, We have over 25 Years in Real Estate Experience

41 Vreeland Ave. Suite 22
Totowa, NJ 07512

(888) 958-1859

Mon - Sat 9:00 A.M. - 6:00 P.M.
Sunday Closed


How Credit Management Works

In just 3 easy steps!

Are you looking for a reputable credit management service? You can Google Credit Repair and find a Great Company to work with.

Your credit score is very important because it can determine your financial future. More specifically, your credit rating can affect whether or not you can obtain: A mortgage, a car loan, a credit card, a school loan, etc. A lender may also use your score to calculate the rate you get for a loan; the lower the scores, the higher the interest rate you���ll be charged. So over time, maintaining good scores can save you lots of money. Lenders look at your report as a prediction of how likely you are to make your payments and make them on time.

They���ll work with you step by step on how to not only improve your credit by analyzing your credit report and helping you to remove the inaccurate marks that are impacting your credit score, they may also show you how to budget yourself to make sure you keep your score up.


Credit Evaluation

Analyze your credit report

The first step is a full credit review. This will allow us to pin point the items on your credit report that might be hurting your credit score.�� Credit Analysts will give a thorough review your credit report line by line so we can find the best program from you. In many cases credit reports can have questionable and inaccurate marks on a consumers credit report that can be holding back a score. These items can be but are not limited to: Old settled debt that is still reporting open, Identity Fraud, Accounts that do not belong to the consumer, Mistaking Identity, etc.


Set a Goal

Devise a plan

Next you set a goal for your credit repair. In most cases repairing credit can take up to 90 days or more in some cases. A good company typically can see results in as little as three to four weeks but will not guarantee short term results. Credit Specialists will devise a game plan to stick to so we can clear up your credit issues in a timely manner. It is important to let the company you select know that if you have a particular time that you need your credit cleared up.

b-STEP3Get Results

Increase your score

Time for the results! Once they receive the results of their first round work with the credit bureaus they may or may not do a re-pull of your credit together to see how much your score has increased. If your score goals have not been reached at the end of the first round of disputing we will assist you in sending a second round of disputes and more until your desired results are achieved.

Selecting a Good Credit Repair company is important so make sure you conduct a thorough search online in order to choose who you will be working with.�� Many can be expensive but if you choose wisely the cost may be worth it.

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